Visa Digital Commerce App Fact Sheet FINAL

Introducing the Visa Digital Commerce App Helping Visa issuers lead the transformation from plastic to digital payments...

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Introducing the

Visa Digital Commerce App Helping Visa issuers lead the transformation from plastic to digital payments

A Visa-hosted, white-label app for U.S. issuers of all sizes Financial institutions can now offer consumers a mobile app with card management services to expand and strengthen their Visa credit, debit and prepaid card offerings. App gives customers new ways to manage their Visa card accounts and make tokenized contactless payments with their mobile devices. App integrates with Visa Token Service, a technology that replaces sensitive cardholder information with a unique digital identifier. More than 40 U.S. banks plan to use VDCA to launch innovative mobile commerce apps for their customers.

Key card-management features:

Transaction alerts

Card controls (on/off)

Account and balance information

Tokenized contactless payments¹

“In the 2016 report ‘What’s In Your Mobile Wallet?’, consumers stated they would be 51% more likely to use a wallet offered by their primary financial institution. The timing is ideal for banks and credit unions to introduce a branded digital app, and capitalize on this preference.” Daniel Van Dyke, Javelin Strategy & Research

¹NFC-enabled Android OS Smartphones