EHD Motorcycle Insurance Guide

Motorcycle Progressive Offers Freedom to Ride SM Because your bike is your freedom. Progressive stands behind its inde...

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Motorcycle Progressive Offers Freedom to Ride SM

Because your bike is your freedom.

Progressive stands behind its independent agents and brokers.

And freedom is everything.

And they’ll stand behind you.

No boundaries, no complications, no compromises. At Progressive, that’s

Our independent agents are insurance experts. They’re ready with personal service, free quotes, price comparisons, and advice for all of your insurance needs. They can help you find the best combination of coverage and price and then customize your policy to fit your needs.

no problem. What makes us different? We understand what bikers need — comprehensive choices, uninterrupted coverage, superior claims

Insurance

service, and phenomenal savings. That’s what makes us the nation’s #1 insurer of motorcycles.

Find out what a Progressive agent can do for you at

progressiveagent.com

Freedom

With Freedom to Ride, not all discounts and coverages are available in all states, and all coverages are subject to policy terms and conditions. Product features may not be available for all risks and coverage selections. Policies underwritten by Progressive Casualty Insurance Company, Progressive American Insurance Company, Progressive Specialty Insurance Company, Progressive Southwestern Insurance Company, Progressive Northern Insurance Company, Progressive Preferred Insurance Company, Progressive County Mutual Insurance Company, Progressive Gold Insurance Company, Progressive Northwestern Insurance Company, Progressive Classic Insurance Company, Progressive Bayside Insurance Company, Progressive Mountain Insurance Company, Progressive West Insurance Company, Progressive Advanced Insurance Company, Progressive Northeastern Insurance Company, Progressive Security Insurance Company, Progressive Michigan Insurance Company, and Drive New Jersey Insurance Company. 05A00142 (12/08)

You can’t touch it, see it, or taste it, but you can feel it every time you throttle up.

Coverage to Fit Your Needs

Freedom to Ride Means Year-Round Coverage AND Savings

We insure cruisers, touring bikes, dirt bikes, sport bikes, trikes, scooters, mopeds, ATVs– even custom bikes and bikes more than 25 years old. Progressive offers you choices to fit your needs:

Whether you’re bending through hills of fall foliage or cruising on a sunny winter day, your love of biking isn’t confined to the seasons. So your coverage shouldn’t be either.



That’s why Progressive is making it easier than ever to keep your coverage active all year with our Freedom to Ride approach to motorcycle insurance. We determine your premium by understanding how much you ride, not when you ride. Then we spread your rate across your full policy period. So keeping your policy active for the whole year doesn’t mean that you’re paying for your bike to sit in the garage. It means that you enjoy the benefits of uninterrupted, all-seasons coverage.

Collision and Comprehensive/Theft coverage, plus:

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Coverage for accessories and trike conversion kits



Coverage for sidecars, pull-behind trailers, and transport trailers



Coverage for safety riding apparel, including helmets

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Total Loss coverage Bodily Injury Liability, including guest passenger Property Damage Liability Uninsured/Underinsured Motorists coverage Medical Payments coverage Trip Interruption coverage Free coverage extension for rental bikes 24-Hour Roadside Assistance



Year-Round Coverage If your bike is damaged or stolen while in storage, don’t worry! You’re covered whether you’re out on the road OR your bike is stored for the season.



Claim-Free Renewal Discount At renewal, you’ll get a discount on your rate if no at-fault claims were filed during the previous policy period.



Small Claims Forgiveness At your renewal, we’ll waive all claims where Progressive’s total payout was $500 or less.



Money-Saving Discounts Progressive has great rates and lots of ways to save, including:

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With Freedom to Ride, you get:

Homeowners Discount LoJack® Discount Motorcycle Endorsement Discount Multi-Policy Discount Multi-Vehicle Discount Paid-in-Full Discount Responsible Driver Safety Course Discount



Freedom to Ride Means Freedom from Worry Freedom to Ride, only from Progressive, liberates you from the hassles of a typical claims experience. If you’re in an accident, you can count on us to handle everything – from roadside assistance to repairs .



Ready and Waiting We’re here for you when you need us with claims support 24 hours a day, 7 days a week. Call 1-800-274-4499 or go to progressiveagent.com.



Expert Advice Our claims specialists receive intensive motorcycle training.



Personal Attention A claims specialist is assigned to manage your claim from start to finish.

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