The PASS Product Line Overview The Next Payment Generation
The PASS Product Line Today’s Payment Environment Technology has grown exponentially more powerful and customer-friendly while the point of sale has gotten more costly and complex. TSYS is reducing the risk of innovation. Through the Infonox suite of products – CounterPASS, WebPASS, MobilePASS, KioskPASS and MultiPASS – merchants and retailers can deliver cost-saving and revenue-generating payments applications across any network, over any payment device, at every POS.
We do this with a platform called TransIT.
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line The TransIT Platform TransIT was developed by Infonox, a TSYS company, to address the challenges that stand between retailers and the execution of their strategies at the store level. Step by step we are removing the obstacles that complicate a merchant payment experience. TransIT and the PASS products bring: • • • • • • •
No third party set-up Centralized reporting (Merchant Center) One phone number for support A Host based system reducing PCI concerns Enhanced acquiring / merchant communication New revenue streams through monthly service fees Non-traditional value added services
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line TransIT Integration TransIT™ is a platform for building, interfacing, operating, driving, switching, processing and supporting multiple payment forms, value-add services and systems management services.
TransIT
CounterPASS
TSYS – Sierra EFT Networks Checks/Payroll Money Transfer Credit Bureaus Loyalty Programs Third Parties
WebPASS MobilePASS XML
MultiPASS Merchant Center
KioskPASS
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
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The PASS Product Line CounterPASS CounterPASS is a PC-based point-of-sale with more payment types, security and functionality than typically available with traditional counter top terminals. CounterPASS features and benefits: • • • • • • • •
True thin-client - instant updates Swiped or manual credit cards / signature debit Easy-to-set-up recurring payments Email and/or print receipts SSL transactions w/ 128-bit encryption Full branding by Acquirer* Multiple peripherals supported Transactions: • Credit – All credit cards • Debit – Pin and Signature
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line WebPASS WebPASS is for merchants who accept mail or telephone orders need a powerful solution that offers secure Internet payment processing with an easy-to-use interface. WebPASS features and benefits: • • • •
Acceptance for all card types Easy-to-set-up recurring payments Automatic software compliance updates Automatic batch processing to reduce transaction downgrades or missed batch windows • Real-time transaction processing and immediate invoice creation at the time of sale • Dashboard reports provide real-time access to transaction activity and easily export to Microsoft Excel
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line MobilePASS MobilePASS is a smartphone-based payments application for on-the-go merchants enabling them to accept and process card payments anywhere they have cellular service. MobilePASS features and benefits: • • • • • • •
Swiped or manual credit cards / signature debit Email and/or print receipts Supports V-Code and AVS Provides instant access to real-time reporting SSL transactions w/128-bit encryption PCI PA-DSS certification Offers card-present interchange rates with optional Bluetooth magnetic stripe reader and thermal printer • Takes the business to the customer, offering consumers choice, flexibility, and convenience
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
MobilePASS Supported Peripherals Available exclusively through TSYS POS Systems, MobilePASS supports an optional Bluetooth magnetic stripe reader and thermal printer. The PayMate Pro 200 qualifies transactions for card present interchange rates and prints receipts on-the-spot. PayMate Pro 200 package includes: • • • • •
PayMate Pro 200 (Qty 1) Battery (1100mA) (Qty 1) Battery Charger (Qty 1) Adaptor & Cable (Qty 1) Printer Paper rolls (Qty 2)
Optional Equipment: • Car Charger • Spare Battery • Leather carrying case (belt clip)
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line MobilePASS Merchant Population There are an estimated 1.3 million mobile service professionals in the United States* comprised of: • • • • • • • •
Mobile service professionals (plumber, electrician…) Craft show/flea market vendors Towing companies Trade show exhibitors Seasonal retailers (Fireworks) Taxi/limo drivers Delivery personnel And more…
* Mercator, March 2008 ©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line MultiPASS MultiPASS is a comprehensive XML-based API that delivers a library of Business, System and Financial Services to the outside world • A “brand-able” Partner Portal that enables third parties to quickly integrate to the API with minimal interaction • A robust Reporting and Monitoring platform (SupportNox) offering real-time transaction, device and customer lifecycle management
Financial: Credit, Debit, Check Verify, Remote Deposit, Check Cashing, Money Order, Money Transfer, Gift Card, Bill Pay…
API in XML
Business Enrollment: Verification, Biometric, Media Delivery, Pricing, F/X Coupons, Promos, Risk, Compliance, AML…
Connect-Access–Serve WWW
Gateway
System: Events, Alerts, Tickets, Service Dispatch, Equip Order, Supply Order Report…
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line KioskPASS KioskPASS is a turn-key kiosk platform focused on financial services: • Broad Portfolio of Services & Interfaces to Processors (on-demand) • Library of device Interfaces supports a variety of HW Manufacturers • An end-to-end, Hosted (SaaS) multi-transaction Kiosk Platform
The Platform enables: • ATM Transactions, Prepaid Top-up and Long Distance, Bill Payment, Money Transfers, Money Orders, Check Cashing, Stored Value, Gift Cards, Remote Deposit Capture • Biometrics, Customer Enrollment, Loyalty, Card Printing
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line Merchant Center Merchant Center empowers merchants with real-time detailed transaction information and reports and is included as part off the PASS solutions
CounterPASS WebPASS MobilePASS XML
MultiPASS KioskPASS
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line TSYS Support TSYS offers a variety of multimedia materials for you and your sales teams: • OCV / web-based demos for: – CounterPASS – WebPASS – MobilePASS
• Client branded trifold brochures • Merchant email blast including: – Design – Distribution – Campaign statistics – Lead list
• Training podcasts • HTML content for client website
©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line Feature Timeline Released this month: • Level III data • Branding by the Acquirer • PIN Less debit • Visa Bill Pay / 3D Secure • Convenience Fees
Released in 4th Quarter: • Multi-Merchant Functionality • Fraud Scout • PIN debit prompt • Partial Auth support • iPhone Application Support • Account Updater and more… ©2009 Total System Services, Inc.® Confidential and proprietary. All rights reserved worldwide.
The PASS Product Line Overview The Next Payment Generation
