DAILY QUIZ-106 (21.06.2017) TEST YOURSELF
RRB-PO (MAIN) SPECIAL-2017 TOTAL QUESTIONS-25,
TIME - 25 MINUTES,
MARKS - 25
HIGH LEVEL ENGLISH LANGUAGE In the passage given below there are 5 blanks, each followed by a word given in bold. Even blank has four alternative words given in options (A), (B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the work given in bold after the blank is your answer i.e “No change required IN MOST respects, double-digit growth is (1) (a trace) of the past for China. In the third quarter the economy grew by just 6.9% year-on-year according to official data, and probably by a percentage point or two less in reality. Yet bank loans increased by 15.4% in the third quarter compared with the same period in 2014. Having released a torrent of credit to (2) (signal) the economy during the financial crisis, China was supposed to have started (3) (balancing) by now. Instead, banks are continuing to pump debt into the economy, while the authorities, apparently worried about the damage (4) (a contraction) in credit might do, coax them on. Growth in credit has at least slowed in recent years. A broad measure is total social financing (TSF), which (5) (challenges) bank loans, corporate bonds and a range of shadowy loan-like products. TSF growth soared to 35% in 2009 when the government called on banks to open the taps and support the then-(6) (persisting) economy. It has since decelerated: it rose by 13% in the third quarter from a year earlier. The problem, though, is that nominal GDP growth has fallen much lower, to 6.2%. This means that China’s overall debt-to-GDP ratio is continuing its steady upward march. Debt was about 160% of annual output in 2007. Now, China’s debt ratio stands at more than 240%, or 161 trillion yuan ($25 trillion), according to calculations by The Economist. It has risen by nearly 50 percentage points over the past four years alone, with slowing growth only (7) (valid) to magnify indebtedness. A rapid increase in debt in a short space of time has historically been a good (8) (wizard) of financial trouble, from Japan in the 1990s to southern Europe in the 2000s. But there is no level that automatically triggers crises. Since most of China’s debts are held within the government-controlled bits of its economy (state-owned firms are the biggest debtors and state-owned banks their biggest creditors), the country has the means to avoid an acute crisis. It can, in effect, (9) (subscribing) bad loans as they come due or abstain from calling them in. However, although that spares the economy short-term pain, it leaves it with a chronic ailment. Ever more credit is needed to sustain growth. Loans that should have gone to (10) (animated) companies with promising new ideas go instead to corporate zombies. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10.
a)a scrap b) an archaic a) console b) buoy a) renovation b) energizing a) an increase b) an amplification a) encompasses b) neglects a) difficult b) reluctant a) forcing b) ordering a) predictor b) medium a) diluting b) roll over a) functional b) mediated
c) a form d) a relic e) No change required c) inspire d) overdo e) No change required c) deleveraging d) levering e) No change required c ) a negligence d) an attack e) No change required c) hides d) predicts e) No change required c) faltering d) irresolute e) No change required c) focusing d) serving e) No change required c) revolution d) improvement e) No change required c) neglecting d) surpassing e) No change required c) phrased d) sprightly e) No change required
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DAILY QUIZ-106 (21.06.2017) TEST YOURSELF
BANKING AWARENESS 11. Under OLTAS, only a Single Copy Challan is used with a tear off portion for the Tax Payer. What does OLTAS stand for(a) On-line Tax Accounting Service (b) On-line Tax Amounting System (c) On-line Timing Accounting System (d) On-line Tax Association Service (e) On-line Tax Accounting System 12. What is the minimum period of maturity prescribed for Commercial Paper (CP)? (a) 17 Months (b) 14 Days (c) 01 Year (d) 07 days (e) 05 years 13. Which banks are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC)? (a) Foreign Banks functioning in India (b) Local Area Banks (c) Regional Rural Banks (d) All of the above (e) None of the given options is true 14. The Banking Ombudsman Scheme is introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from (a) 1995 (b) 1999 (c) 1990 (d) 1982 (e) 1988 15. Where is the head office of Bank for International Settlements (BIS)? (a) Zurich, Switzerland (b) New York, USA (c) Basel, Switzerland (d) Berlin, Germany (e) Geneva, Switzerland 16. Under which act NPCI was incorporated as a Section 8? (a) Banking Regulation Act, 1949 (b) Companies Act 2013 (c) Reserve Bank of India Act, 1934 (d) Societies Registration Act, 1860 (e) None of the given options is true 17. The Aadhaar-Enabled Payment Systems (AEPS) is a bank led model that facilitates banking facilities by allowing transactions at Point of Sale through the Business Correspondent (BC) using the Aadhaar authentication number. Aadhaar enabled basic types of banking do not include(a) Balance Enquiry (b) Cash Withdrawal (c) Online Payment (d) Cash Deposit (e) Aadhaar to Aadhaar funds transfer 18. Loans against the security of shares, debentures and bonds should not exceed the limit of Rupees _______________ per individual if the securities are held in dematerialised form. (a) ten lakhs (b) five lakhs (c) thirty lakhs (d) fifty lakhs (e) twenty lakhs 19. Bank Holidays are covered by which of the following? (a) As per the order of the GOI (b) As per the order of the IBA (c) Negotiable Instruments Act (d) RBI Act (e) Banking Regulation Act 1949 20. Which of the following types of cards is free from credit risk? (a) Credit card (b) Debit Card (c) Prepaid Cards (d) Charge Cards (e) Both (c) and (d) Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web :www.vanik.org, E-mail :
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DAILY QUIZ-106 (21.06.2017) TEST YOURSELF
QUANTITATIVE APTITUDE Directions (Q. 21-25): Each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and give answer a) if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient. b) if the data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient. c) if the data either in statement I alone or in statement II alone are sufficient to answer the question. d) if the data in both the statements I and II together are not sufficient to answer the question. e) if the data in both the statements I and II together are necessary to answer the question. 21. What is the minimum passing percentage in a test? I.Raman scored 25% marks in the test and Sunil scored 288 marks which is 128 more than Raman. II.Raman scored 64 marks less than the minimum passing marks. 22. What is the value of x2 + y + z ? I.4x+3y+5z =60, 2x = y, 2y = z II.3x +3y +2z = 34, 2x+5y +6z =72 23. Whose body weight is second highest among the five boys Arun, Vinay, Suraj, Raju and Pratap? I.Average weight of Arun, Suraj and Vinay is 68 kg and average weight of Raju and Pratap is 72 kg. Also, Suraj is 78 kg, Raju is 68 kg and Vinay is 46 kg. II.Average weight of Arun, Suraj, Vinay and Raju is 68 kg and also Suraj is 78 kg, Raju is 68 kg and Vinay is 46 kg. All of them have different weight. 24. What is the respective ratio between the length of a rectangle and side of a square? I.Area of the square is 576 sq cm and the area of the rectangle is 600 sq cm. II.Breadth of the rectangle is half the side of the square. 25. What is the smaller angle of a parallelogram? I.Ratio between the angles of a triangle is 3 : 5 : 4 and the larger angle, of the parallelogram is 340 more than the largest angle of the triangle. II.Larger angle of the parallelogram is 380 more than its smaller angle.
Total Marks : _______ Your Mark : ________ Toppers Mark : _____
SCORE CARD 17-25 : Outstanding 13-16: Very Good 7-12: Good 1-6: Average
A B C D
ANSWER KEY 1-d; 2-b; 3-c ; 4-e ; 5-a ; 6-c ; 7-d ; 8-a ; 9-b ; 10-d ; 11-e; 12-d; 13-d; 14-a; 15-c ; 16-b ; 17-c ; 18-e ; 19-c ; 20-b ; 21-e ; 22-a ; 23-c; 24-e ; 25-c ; Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web :www.vanik.org, E-mail :
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DAILY QUIZ-106 (21.06.2017) TEST YOURSELF
EXPLANATIONS (21-25) 21-e; From I, marks scored by Sunil =288 - 128 = 160 Maximum marks =
160100 = 640 25
From II, minimum passing marks =160+64 = 224 Minimum passing percentage =
224 100 = 35% 640
Hence, the data in both statements are necessary. 22-a; From I, + + z = 0………….i)
y 2y =z 2, y From eqn. i) 4 +3y+5 2y =60 2 2x =y , X =
15y = 60 Y=4 X = 2, z = 8 X2 + y +z = 22 +4+8 =16 23-c; From I, total weight of Arun, Suraj and Binay = 3 68 kg Arun’s weight = 3 68 -( 78 +46) =8 kg Now, total weight of Raju and Pratap = 2 72 = 144 kg Pratap’s weight =144 – 68 = 76 kg Second highest weight = 78 kg From II, total weight of Arun, Suraj, Binay and Raju =4 68 = 272 kg Arun’s weight = 272 – (78 +68 +46)= 8 kg Second highest weight = 78 kg (Suraj’s weight) 24-e 25-c; From I, Larger angle of triangle =
5 180 = 750 35 4
Larger angle of parallelogram =750 +340 =1090 Smaller angle of parallelogram =1800 – 1090 = 710 From II, Let the smaller angle of parallelogram be x = x And the larger angle of parallelogram = x +380 Sum of two opposite angle of a parallelogram = 1800 x + x +380 =1800
1800 380 = 710 X= 2
Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web :www.vanik.org, E-mail :
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